What should a California contractor prepare for a Workers' Compensation review?

Prepare the business name, license or trade information, employee and payroll details, operations, vehicles or equipment when relevant, contracts, prior coverage, and claims history. A licensed team member can then review the request subject to carrier eligibility, policy terms, and underwriting.

How are Workers' Compensation limits or terms selected for a contractor?

Limits and terms are not universal. They can be influenced by the contractor's actual work, contracts, employee duties, vehicle use, project requirements, prior loss history, carrier guidelines, and applicable California requirements. The appropriate structure must be reviewed for the individual operation.

Can Asena provide an exact price or guarantee coverage for this page?

No. Any indication is preliminary until complete information is reviewed. Availability, pricing, limits, effective dates, certificates, and coverage are subject to carrier eligibility, policy terms, underwriting, and written confirmation.

Workers Comp Insurance Cost for Masonry Contractors in California (2026 Rates)

## Workers Comp Insurance Cost for Masonry Contractors in California (2026) Masonry contractors in California (CSLB license C-29) fall under WCIRB class code 5022. Workers comp is mandatory for any masonry contractor with employees, and rates reflect the physical demands of brick, block, and stone work. ### 2026 Workers Comp Rates for Masonry Contractors | Payroll | Rate Range | Annual Premium (Est.) | |---------|-----------|----------------------| | $50,000 | pricing varies by classification, payroll, operations, claims history, limits, and underwriting/per $100 | pricing varies by classification, payroll, operations, claims history, limits, and underwriting | | $100,000 | pricing varies by classification, payroll, operations, claims history, limits, and underwriting/per $100 | pricing varies by classification, payroll, operations, claims history, limits, and underwriting | | $250,000 | pricing varies by classification, payroll, operations, claims history, limits, and underwriting/per $100 | pricing varies by classification, payroll, operations, claims history, limits, and underwriting | ### Common Workers Comp Claims for Masonry Contractors - **Back injuries** from lifting heavy blocks and stones (CMU blocks weigh 28–35 lbs each) - **Hand and wrist injuries** from troweling and repetitive motion - **Falls from scaffolding** during wall construction - **Eye injuries** from mortar splatter and cutting debris ### SB 216 and Masonry Contractors SB 216 Phase 1 does NOT apply to C-29 masonry contractors. Phase 2 (January 1, 2028) will require all CSLB license holders including sole proprietors to carry workers comp. ### Get a Masonry Workers Comp Quote **Call (858) 925-9555** or [get a quote online](/get-workers-comp-quote).