Roofers vs HVAC: Insurance Comparison

Workers' Comp Rates

Roofers (C-39)

$3.50–$5.50 per $100 payroll

HVAC (C-20)

$2.10–$3.20 per $100 payroll

Roofers pay 40–70% more in workers' comp due to fall hazards and high injury rates.

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